Ada Hallmon

Ada's Eye Opener Ada Hallmon

In our culture talking about money is almost prohibited. So how do we learn and who do we learn from? At present time it is still up to each of us to become educated financially in money management, wealth building, and asset protection to begin to live a life of well supplied means (assets, income).

My "Money Talk" was given by my Mother and I quote "always pay your bills and don't take on more than you can handle and always keep life insurance." The household business was being spent into the red and a few late and missed payments compounded with bank fees due to insufficient funds, no savings and job loss resulted in bankruptcy. I did what society said I should and failed.

This book was designed to get you started and to help correct some of your unfavorable money habits. Some truths about money that we all need to know are: It takes courage to be wealthy because it requires making whole life changes and delaying a few of your "wants" for right now. Notice, I did not say to deny yourself of your wants, merely delay them so that you can handle basic needs without shipwrecking your finances. We live in uncertain times in terms of job security or any other source of income. This brings us to the next point. Priority is the key here. Needs should come before wishes and wants for example, Creator, family, money and "stuff'. When our priorities are out of order, it looks like this: "stuff", money, family and - Creator. Getting "stuff" when we have no money will almost always drown us in debt or cause lack which is the same as not having enough.